It does the work. It shows the receipt.
DealMatcher is an AI deal agent for mortgage, business-sale, and CRE brokers that does the file busywork, cites a source or abstains instead of guessing, and seals proof of the deal you can verify yourself. Nothing to install, nothing uploaded, no account to create.
It does the busywork
Document checks, exact form-fill, income & DTI, buyer matching, wire screening — the work that eats your day, handled in seconds on a real file.
It abstains instead of guessing
If something isn't in the file, it says so and stops — and it never makes the lender's credit call. The refusal is the point: it's why you can trust the answers it does give.
You can verify it yourself
Every confirmed result is sealed in a tamper-evident record and publicly anchored. You don't take its word for it — you check it, and so can the other side.
A day of busywork, collapsed into one pass.
A real loan file moving through, the busywork handled at every step. Try any tool yourself, free, on a deal you're working right now.
Pick the loan
You do: say the loan type and how the borrower earns.
You get: the exact document checklist for that file — no guessing what the lender wants.
See what's missing
You do: check off what the borrower has sent.
You get: an instant Complete / Incomplete verdict, the precise gap list, and a ready-to-send text to the borrower for what's missing — caught before the lender kicks the file back. This is the hour you get back.
Lock your introduction
You do: lock an introduction receipt when you bring the borrower in.
You get: proof of who introduced whom, and when. Try to rewrite it later and it flips to Altered — your fee claim holds.
Close safe
You do: run the release verifier on the wire instructions before closing.
You get: a swapped payee or account flips to Blocked, naming what changed — wire fraud stopped before any money moves. And every step along the way is quietly on the record, so if the deal is ever questioned you can show exactly what happened, and when.
Two lanes. One agent.
It can run any of these for you — or you can open the tool and run it yourself. Every mortgage tool gives you 3 free runs to taste — then Tools $29/mo or Pro $49/mo keeps them on your desk. Your scenario runs in your browser; no PII, and verifying a sealed record stays free for everyone.
Loan Document Checklist
Pick the loan, check off what's in the file, and instantly see what's still needed — plus a ready-to-send text for the borrower. Completeness only; the lender decides.
3 free runs · no cardExact Form Fill
Enter the client's info once, upload a fillable 1003 or intake PDF — every box an exact copy of what you entered, or left for you. Never guesses, never shortens. Processed in memory, never stored.
3 free, then Pro $49/moIncome & DTI
Enter the income sources and the debts, and get qualifying monthly income with front- and back-end DTI against the guideline you set — within, over, or needs review. A figure, not a credit decision.
3 free runs · no cardBest Execution — LLPA
Enter the numbers only — score, LTV, loan amount, purpose — and get the total published Fannie LLPA plus the moves that lower it, each with the dollar delta. A price adjustment, not a rate. No PII.
3 free runs · no cardFHA / VA / USDA Cost
Pick the program and get the government fee it adds — FHA MIP, the VA funding fee, or the USDA guarantee fee — with the dollar cost, from the published agency schedules. A fee, not a rate. No PII.
3 free runs · no cardDSCR Structuring
Enter the market rent and the rates your lender quoted, and get PITI and the coverage ratio for every LTV and prepay combination — ranked by the least cash in that still covers. Leave a rate blank and that combination abstains; it never guesses one.
3 free runs · no cardReading Receipt
Run a loan document through a page-coverage check and get a tamper-evident receipt: every page reached, its text committed, one seal. A changed page is named, not suspected. The file never leaves your browser.
3 free runs · no cardGuidelines
Load the guideline PDFs you pull from your approved lenders' portals. Each guide is sealed page by page, all of them become searchable — every answer cited to the lender and page, or an honest “not stated” — and a re-issued guide has its changed pages named. Private to your shop; nothing uploaded.
3 free asks · no cardK-1 Check
Load the return and the K-1s from a full-doc file. It reads the Schedule E, lists the entities the return itself names, and names the K-1 that isn't there — with the line that proves it. Certain, or it says so.
3 free runs · no cardClosing-File Receipt
The last mile, in one artifact: the closing file proven read page by page, the presented wire verified against the sealed baseline, and your screen receipts corroborated against the ledger. READY, HOLD, or BLOCKED — every reason named, nothing assumed.
3 free runs · no cardMary — Party Screen
Screen any counterparty against the published U.S. Treasury SDN list before money moves — CLEAR or HOLD for your review, with the exact list version named in the receipt. Never an accusation. Plus a fail-closed NMLS license check.
3 free runs · no cardSettlement Dry-Run
Compose the settlement instruction, screen every party, prove the numbers add up, and seal it into a receipt. At the wire, verify the presented instructions against the sealed baseline — a changed field is named. Funds never move through DealMatcher.
3 free runs · no cardRelease / Wire Verifier
Confirm every closing condition is cleared and the wire instructions match before funds move — swap a payee field and the verdict flips to BLOCKED, naming what changed.
Free · no signupIntroduction Receipt
Lock who introduced whom, for which deal, on what fee terms — so a procuring-cause claim can't be rewritten months later. Commercial real-estate & business-sale only. No contact details stored.
Free · no signupVerify a deal yourself
Paste a receipt hash and check it against the public anchor record — no one's word needed, not even ours. The proof isn't Bonis Systems' to assert — it's yours to confirm, and the other side's too.
Free · no signupMatch listings to your buyers
Bring in listings, score them against your investor book, and surface the buyers who actually fit — then track every deal through its stages, with blind teasers from your own templates.
For CRE & business-sale brokers →The fee stays yours. The wire stays safe.
The two ways a good deal goes wrong — a record that gets fuzzy months later, and a wire that gets hijacked minutes before closing — both locked before they can happen.
Your commission travels with the deal
Lock who brought whom, for which deal, on what terms. If anyone tries to rewrite who introduced it later, the record flips to Altered and your procuring-cause claim still holds — so the fee you earned is the fee you keep.
● Sealed — publicly anchoredA changed payee never gets funded
Before money moves at closing, it checks the wire instructions and closing conditions. Swap a payee or an account number and the verdict flips to Blocked, naming exactly what changed — so a hijacked wire never leaves your client's bank account.
▲ BLOCKED — payee account changedWhichever side you run.
Run the deal busywork and keep your name on the deal — on the supply side or the buy side.
Pull in listings, score them against your investor book, generate blind teasers, and track every deal through its stages — with proof of who introduced it running underneath.
See it for brokers →Unified deal intake scored against the criteria you actually use, with a record of every listing you saw and what you decided.
See it for investors →Built by Bonis Systems. Bonis Systems LLC is a Wyoming AI firm building tools for the people who run real deals — brokers, agents, and intermediaries — where speed and keeping your name on the deal both matter.
Bonis Systems →Run it on a deal you're working — right now.
No signup, nothing to install, nothing uploaded. Ask Bruce about a file on your desk, or open a tool and run it yourself — and watch what it catches.