Pick a program, enter the scenario, and press Quote the fee. The upfront and annual government fees and the first-year cost appear here.
What this is. A cost tool over the published agency fee schedules — HUD's FHA MIP (Mortgagee Letter 2023-05), the VA funding fee (VA.gov), and the USDA guarantee fee (FY2026). It computes the government fee the program adds; it is not an interest rate and not a credit decision — the lender makes the loan decision. Nothing you enter is uploaded or stored; it runs in your browser, and no borrower detail is needed.