Enter a scenario and press Price it. The total Fannie Mae LLPA, the add-on breakdown, and the ranked structuring moves that lower it appear here.
What this is. A structuring tool over the public Fannie Mae LLPA matrix: it computes the total price adjustment for the scenario and ranks the moves that reduce it — clear an LTV break, cross a credit-score band, avoid the cash-out grid, drop a subordinate-financing add-on, or confirm a HomeReady/first-time waiver. An LLPA is a price adjustment, not an interest rate, and this is not a credit decision — the lender underwrites and your investor rate sheet converts price to a rate. Nothing you enter is uploaded or stored; it runs in your browser, and no borrower detail is needed.